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Brokers

Individuals & Families

Learn how Aflac pays cash benefits to help with out-of-pocket expenses that your major medical may not cover.
Business Owners

Aflac lets you provide your employees with outstanding benefits without costing you a penny.
Agents

Explore the unlimited potential and flexibility that comes with the opportunity to become an Aflac insurance agent.
Brokers

Offer your clients better benefit options with Aflac supplemental insurance policies.

Contact Aflac

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Deliver a winning benefits gameplan with Aflac.

Nearly two-thirds of employers say their employees are more likely to enroll in supplemental benefits if Aflac is the carrier.¹

A single solution for benefits

A robust portfolio of voluntary products to include dental, vision, cancer, accident and other valuable plans.
Life, absence and disability offerings built specifically to meet the needs of your larger clients.
Value-Added Services* to complement benefits strategies and support employees’ health, wealth and well-being.
A committed eye on the future, refining our portfolio to help meet employees’ changing needs.

^{*Value-Added Services are offered, where available.}

Technology with a competitive edge

Fully integrated enrollment experience for core and Aflac insurance products through our proprietary system.
Integration with leading enrollment technology partners, ensuring end-to-end, streamlined enrollments for all benefits.
Flexible capabilities to meet employees where they are: face-to-face, call center, virtual call center and 24/7 web-based self-service.

Personalized communication and education

Communication strategies and an extensive mix of print and digital materials to promote employee engagement.
One of the nation’s largest national networks of trained benefits counselors, experienced in core and supplemental enrollments.
An iconic brand that employees know and trust — which boosts enrollment participation.

Dedication to customer service

Simple processes for quick, accurate and fair claims review.
Dedicated phone, apps and website for convenient service.
Personalized high-touch support to optimally service larger clients, and their employees, with their life, absence, and disability plans.

We offer many options to help protect your clients’ employees.

Accident

Get added peace of mind and help paying for emergency treatment.

Cancer

Get help coping with the financial and emotional effects of cancer.

Critical Illness

Get help with the cost of treating covered critical illnesses.

Dental

Get the benefits you need for dental services.

Hospital

Help prevent high deductibles from derailing your life plans.

Life

Help protect the financial future of your loved ones.

Short-Term Disability

Help ease the financial stress caused by a covered disability.

Vision

Find the care you need to help maintain healthy vision.

Talk with your broker sales professional to learn how Aflac can help deliver solutions – for you and your clients.

¹ Bantam - Quantifying BDM Attitudes and Behaviors Report. Q1 2024. Accessed 08.26.2025.

The content within is for informational purposes, for broker-facing audiences only. This information is not approved to distribute to prospective insureds, to prospective accounts, or to use as a solicitation. Misrepresenting this, or any, information to solicit or induce an insured to lapse, forfeit, or surrender an insurance policy is prohibited by law. Any use not specifically permitted herein is strictly prohibited.

Aflac refers to the following companies: American Family Life Assurance Company of Columbus, American Family Life Assurance Company of New York, Continental American Insurance Company, and Continental American Life Insurance Company. Administrative services for dental and vision plans are provided by Aflac Benefit Solutions, Inc. and SKYGEN USA, LLC.

NOTICE: The coverage offered is not a qualified health plan (QHP) under the Patient Protection and Affordable Care Act (ACA) and is not required to satisfy essential health benefits mandates of the ACA. The coverage provides limited benefits.

Individual coverage is underwritten by Aflac. Group coverage is underwritten by Continental American Insurance Company (CAIC), a wholly owned subsidiary of Aflac Incorporated. CAIC is not licensed to solicit business in New York, Guam, Puerto Rico or the Virgin Islands. For groups sitused in California, group coverage is underwritten by Continental American Life Insurance Company. For individual coverage in New York or coverage for groups sitused in New York, coverage is underwritten by Aflac New York.

Group life, disability, and absence services are provided by Continental American Insurance Company (CAIC); in New York, products and services are provided by American Family Life Assurance Company of New York; in California, coverage is offered by Continental American Life Insurance Company. Products may not be available in all states and may vary depending on state law. Absence services are not insurance and are not legal advice. Aflac agents and brokers are independent contractors and are not employees of Aflac.

Other than this marketing alliance, Aflac and the value-added service providers are not affiliated in any way. Aflac makes no representations or warranties regarding the value-added service providers, and is not responsible for any of the products or services provided by the value-added service providers. The value-added services may not be available in all states, and benefits/services may vary by state. Each value-added service provider offers its products and services subject to its own terms, limitations and exclusions. Refer to plan details for further information on terms, limitations and exclusions.

Continental American Insurance Company | Columbia, South Carolina | 1-800-433-3036

Aflac WWHQ | 1932 Wynnton Road | Columbus, GA 31999

Aflac New York | 22 Corporate Woods Boulevard, Suite 2 | Albany, NY 12211

AGC2501203

EXP 9/26

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Except in New York, individual insurance and group dental and vision insurance is offered by American Family Life Assurance Company of Columbus. In NY both group and individual coverage is offered by American Family Life Assurance Company of New York. Group policies are offered by Continental American Insurance Company (CAIC). CAIC is not licensed to solicit business in New York, Guam, Puerto Rico or the Virgin Islands. In CA, CAIC does business as Continental American Life Insurance Company (CAIC NAIC 71730)

For Dental and Vision plans, administrative services are provided by Aflac Benefit Solutions, Inc. and SKYGEN USA, LLC.

Aflac Worldwide Headquarters | Columbus, GA

Continental American Insurance Company (Aflac Group) | Columbia, SC

American Family Life Assurance Company of New York | Albany, NY

Aflac Group Life, Absence and Disability Services are available in all states, except Puerto Rico, Guam or the Virgin Islands, and are offered by Continental American Insurance Company (CAIC). Self-funded plans and absence services are administered by CAIC in all states but NY. In NY, self-funded plans and absence services are administered by and insurance is offered by American Family Life Assurance Company of NY. Administrative services are not insurance and are not considered legal advice. Products may not be available in all states and may vary depending on state law.

Direct to Consumer Business is underwritten by Tier One Insurance Company, doing business as Tier One Life Insurance Company in California (Tier One NAIC 92908)

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